We believe expense tracking isn’t enough,
if your money habits are still crap

How it Started

Vero was built by five Gen Z founders from different countries and economic backgrounds, united by one belief: our generation doesn’t have a financial knowledge problem — it has a behavioural one.

And behaviour is far harder to change, especially in a system designed to work against you...

“Our generation doesn’t have a financial knowledge problem — it has a behavioural one.”

— The Vero Founders

Today’s digital economy makes spending effortless. One-click checkouts, targeted ads, and doomscrolling encourage small decisions that quietly trap you into a cycle of impulse spending, guilt, and stress.

Impulse

£8 on daily ice matcha latte (or whatever trends next) turns into £2,800 wasted per year.

Guilt

Nearly half of Gen Z adults avoid checking their bank accounts.

Stress

70% of Gen Z lose sleep because of money worries.

Despite the rise of budgeting apps and digital banking tools, financial discipline remains largely unsolved. Most platforms only show where your money went, not how to change what happens next. Others reward spending with cashback, points, and incentives — reinforcing the very behaviour users are trying to control.

Why Vero Exists

Mission

Empower Gen Z to take control of their financial future, helping them build money habits that last.

Vision

Become the go-to financial wellbeing platform where young people feel in control of their money.

Vero was created to help Gen Z build lasting financial habits through AI-powered personalised gamification — turning everyday financial decisions into small challenges that encourage discipline and reward progress.

By supporting young people to build savings, spend more mindfully, and reduce financial stress, Vero contributes to three key UN Sustainable Development Goals.

SDG 3

Health & Wellbeing

Reducing financial stress and its impact on mental wellbeing.

SDG 4

Quality Education

Embedding practical financial literacy into everyday life.

SDG 10

Responsible Consumption

Encouraging mindful spending and sustainable consumption habits.

Our Impact

After testing our MVP with 50 active early adopters over one month, we observed encouraging early signals:

82%
reported feeling more in control of their money
64%
said expense tracking became easier to stick to
55%
maintained a 7+ day tracking streak
42%
reported improvements in their financial stress levels

What They Said

“I used to record my spending on sheets, but it’s so much easier to type the message to a cute elephant, instead.”

A
Anna
Age 24

“Rewards motivate me the most, especially grocery vouchers — they actually help me save even more.”

E
Elly
Age 25

“I started sticking with expense tracking because it feels like a game. As someone with ADHD, I didn’t expect that.”

A
Arvin
Age 21

“Insights show me how much my small purchases add up — I started thinking twice before buying.”

B
Bevis
Age 22

Our Values

Grounded in empathy

We listen first, build second. Every feature starts with users, not market trends.

Reframe Constraints

We treat constraints as creative sparks, reframing problems into new possibilities.

Implement Fast

We test ideas early and challenge defaults. Speed is our ally in learning.

Take Imperfect Steps

We move forward 1% better each day. Mistakes are important for growth!